Quick loans from £100 to £5,000
See if you could get a quick loan in just a few minutes.
Helping find the right quick loan for you
Fast eligibility checks
Complete our quick form to run a soft search with trusted lenders. We’ll show you quick loan options that may fit your circumstances, then direct you to the lender’s site to review the details and apply if you choose.
Find the right lender quickly
Finding a quick loan doesn’t have to be stressful. Applying to several lenders separately can lead to multiple hard checks on your credit file. With DotDotLoans, the process is simpler. Our soft search compares your details against a panel of trusted lenders in seconds, helping you see which quick loan options you may be more likely to qualify for.
Soft search loan check
When you apply for a quick loan with us, we begin with a soft search across our panel of trusted lenders. This check is only visible to you and won’t affect your credit score. If you choose to continue and apply directly with a lender, they’ll then run a hard credit check, which will appear on your file.
Compare quick loans
Looking for a quick loan doesn’t have to be complicated. Instead of applying to different lenders one by one, DotDotLoans lets you compare several options in one place.
We work with a panel of FCA-authorised lenders who consider a wide range of applications. Using your details, we’ll show you quick loan offers that may suit your circumstances – helping you save time and reduce stress.
You’ll see a personalised loan option with no obligation to go ahead. Our service is free to use, and the soft search won’t affect your credit score.
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Why choose us?
Our short application form only takes a few minutes to complete, giving you a fast way to check quick loan options without the paperwork.
We start with a soft search across our panel of trusted lenders. This check is only visible to you and won’t leave a mark on your credit file.
Instead of applying to different lenders individually, you can see quick loan options side by side through a single application – saving you time and hassle.
You could apply to borrow from £100 up to £5,000, with repayment terms typically between 3 and 36 months. This gives you the flexibility to find a loan that fits your needs.
We only work with lenders regulated by the Financial Conduct Authority, so you can be confident that they follow strict rules designed to protect you.
Our service is completely free to use. We don’t charge you a fee to check eligibility or compare quick loans.
Frequently asked questions (FAQ)
A quick loan is a type of personal loan designed to give you a fast decision and, if approved, access to funds sooner than many traditional options. Many lenders can provide an instant eligibility check online, which means you’ll quickly know if you may be approved.
Quick loans are usually unsecured, which means you don’t need to put up an asset like your home or car. Instead, lenders look at your credit history, income, and affordability before making a decision. The amount you can borrow and the repayment term offered will depend on your circumstances.
It’s important to remember that while quick loans can provide fast access to money, approval is never guaranteed, and lenders must carry out checks to ensure the loan is affordable for you.
When you apply for a quick loan through DotDotLoans, you’ll complete a short online form. We then carry out a soft search against our panel of FCA-authorised lenders. This check doesn’t affect your credit score and helps us show you loans you may be eligible for.
If you see an option you like, you can continue to the lender’s website to review the details and formally apply. At that stage, the lender will carry out a hard credit check. If you’re approved, the money could be transferred to your account on the same day – though this depends on the lender and your bank’s processing times.
Many lenders aim to send funds the same day you’re approved, sometimes within hours. However, this isn’t guaranteed. The exact timing depends on factors such as:
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The time of day you apply
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Whether the lender needs extra documents
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Your bank’s processing times
In some cases, funds may arrive the next working day. If you need urgent financial support, remember that borrowing may not always be the best solution, and free alternatives like contacting your bank or speaking to MoneyHelper may be more suitable.
Checking your eligibility with us only involves a soft search, which doesn’t affect your credit score. If you choose to apply directly with a lender, they will run a hard credit check. This will show on your credit file and may temporarily lower your score.
If you’re approved and make repayments on time, a quick loan could help improve your credit profile over time. Missing payments, however, can harm your score and make it harder to borrow in the future. Always make sure the loan is affordable before applying.
The amount you can borrow depends on your circumstances and the lender’s criteria. With our panel of lenders, you could borrow from as little as £100 up to £5,000, with repayment terms between 3 and 36 months.
Your income, outgoings, and credit history will all play a role in deciding how much you’re offered. Borrowers with stronger financial profiles may be able to access higher amounts, while others may be limited to smaller sums.
Always borrow only what you need and what you can comfortably repay.
Yes, some lenders will consider applications even if you have a poor credit history. That said, approval is never guaranteed, and lenders will look closely at your ability to repay. Interest rates may also be higher if your credit score is lower.
Using our soft search tool, you can see which quick loan options you may be eligible for without affecting your credit score. This can save you from making multiple applications that could leave marks on your file.
Before applying, ask yourself:
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Do I really need to borrow this money?
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Can I afford the monthly repayments?
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Is a quick loan the most suitable option for my situation?
Quick loans can be helpful for covering unexpected costs, but they’re not suitable for long-term borrowing or ongoing financial difficulties. Always read the terms and conditions, check the APR, and compare the total amount repayable. If you’re unsure, seek free, impartial advice from services such as StepChange or National Debtline.
Quick loans aren’t the only way to borrow money. Alternatives include:
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Credit cards – useful for smaller purchases, especially if you can pay them off each month.
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Arranged overdrafts – short-term access to funds from your bank, though fees and interest can be high.
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Longer-term personal loans – allow you to spread repayments over more months or years.
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Credit-builder products – designed for those looking to improve their credit history.
If you’re facing financial difficulties, borrowing may not be the best option. Free help is available from MoneyHelper, StepChange, and National Debtline.